Sometimes you really need to get to the bank, but this is impossible because the branch is closed due to the holidays. Nobody wants to waste time aimlessly searching for a working bank. Therefore, you should find out in advance the operating hours of banks in holidays.
Why are banks closed on holidays?
IN Russian Federation only a small proportion of banks are state-owned, most of- These are commercial establishments. If government agencies set days off in accordance with the orders of the Central Bank, then the management of a commercial bank can set the work schedule and the number of days off at its own discretion.
All employers, without exception, are required to obey the Labor Code of the Russian Federation. In Article 112 of the Labor Code All current holidays that are considered non-working days are listed.
The following rules apply to the work of all institutions:
- if a holiday coincides with a non-working day off, then the day off is transferred to the next day;
- According to the work schedule, the pre-holiday working day should be shortened by one hour.
The government annually considers the distribution of working hours, so the working hours of banks on holidays and the transfer of weekends are established by law.
Bank operating hours established by the Central Bank
The rest and operating hours of tanks on holidays are regulated by the Central Bank. Every year the list of holidays and weekends is updated on the Central District Hospital website. For example, on New Year's holidays Russians will rest from 1 to 6 and 8 January. They also vacation in the Russian Federation February 23, March 8 and other holidays.
In 2016 and 2017, the work of banks during the New Year holidays (only some institutions) resumed on January 3. The duty branches of Sberbank, Gazprombank, VTB 24, Rosselkhozbank have been operating since January 3-4; in some banks, shortened working hours were established for this period.
It is worth noting that Sberbank duty branches in many regions are also open on weekends.
Where to look for a duty bank
There is very little information about how banks will work during the upcoming holidays. Moreover, the employees themselves find out whether the department will work only the day before; the order is signed by management and sent 3-5 days before the date of the holiday.
If a client is regularly serviced by one financial institution, then you can find out the work schedule in one of the following ways:
- directly at the department(managers post a special announcement in advance);
- The schedule and operating hours of each branch of any region can be viewed on the official website of the bank;
- by contacting the call center, the bank's telephone information service operates seven days a week, so you can always find out current information only by dialing the specified number.
As a rule, the largest banks in Russia operate on holidays. These can be both commercial and government institutions. Offices that serve clients as usual, even on Saturdays and Sundays, are considered on duty. For example, there is an on-duty branch of Sberbank of Russia at Sheremetyevo Airport.
Based on the experience of previous years, duty offices of the following banking institutions usually operate on holidays:
- Sberbank of Russia;
- Rosselkhozbank;
- VTB 24;
- Gazprombank;
- OTP Bank;
- Alfa Bank;
- FC "Otkritie";
- Binbank;
- Rosbank;
- Promsvyazbank;
- Raiffeisenbank.
It is also worth noting that the largest number of offices of banking institutions operate on holidays in Moscow, St. Petersburg, as well as the Moscow and Leningrad regions. The more remote a region is from the capital, the fewer duty stations there are. Typically, such branches operate in large regional centers and nearby cities with a population of more than 1 million inhabitants. In smaller cities with a population of up to 1 million inhabitants, banking institutions operate according to the schedule established by the Central Bank for operating hours on holidays.
Important! Despite the fact that on holidays such branches provide operational and cash services, the official payment will only be made on a working day. This must be taken into account, since the transfer and crediting of funds is carried out within 3-5 business days.
What to do if the bank still doesn’t work?
If the client did not have the opportunity to find out how banks work on holidays, but the need to carry out an operation is urgent, then it is worth using one of the proposed options:
- Make a payment via Internet banking. If the client has access to Personal Area, then you can carry out payment transactions from your card account. Moreover, you can make transfers to card accounts of any other banks.
- Depositing funds into your account through an ATM or terminal. Operations such as: transferring money, crediting a payment, paying for services, depositing funds can be carried out using an ATM (with a built-in cash-in function) or a terminal.
- Using electronic payment systems(WebMoney, Yandex Money), you can carry out a number of banking operations. At the client's request, a receipt for the exchange, transfer or deposit of funds is sent to the specified mail.
Before finding out how banks work on New Year's holidays and other weekends, it is worth finding out how urgently the operation needs to be carried out. In some cases, it is better to use a payment system, since they process payments instantly.
Many Russians are concerned about the question: how will banks work during the New Year holidays 2019, because we have 10 whole days of holiday holidays ahead of us. Certainly, New Year and the accompanying long weekend will also affect the work of branches of all banking organizations in the country, but this does not mean that all of them will be closed from December 30, 2018 to January 8, 2019.
Let's find out on what days you can make a mandatory payment, receive a pension, salary or make other financial operations. We will tell you below in our article which bank branches will be open to visitors and when.
As we said earlier, for the New Year in 2018-2019 Russia will have a 10-day holiday - from Sunday, December 30, 2018 to Tuesday, January 8, 2019, inclusive. Branches of many banks will either be closed these days or will serve clients under special conditions.
December 29 will be a shortened day for many Russians, and this also applies to branches of many banks.
From December 30, 2018 to January 8, 2019, some branches of most banks will be closed, but bank duty offices will provide services on pre-holiday days and starting from January 3-4.
How do banks work for the New Year holidays and Christmas 2019?
December 29 – according to the schedule, bank branches should be opened, which provide customer service on Saturdays as usual.
December 30 – Bank branches are opened, which, according to the usual schedule, provide customer service on Sundays, but on the last day of the expiring year they will work with reduced hours.
From December 31 to January 3 – weekends, duty branches of large banks may be open.
You can find out which branches of a particular bank will be open on duty during the New Year holidays by calling the organization’s support service. As a rule, the call is free throughout Russia.
The only way to find out the most accurate work schedule for a particular department is to legal entities in 2019 - transition to the official website of the bank, which necessarily contains a publication about how financial institutions work. If this is not possible, you can personally visit the branch before the holidays and get acquainted with the expected schedule developed by the heads of the financial institution.