The vast majority of citizens pay dozens of bills every month: telephone, Internet, utilities, taxes. Sberbank has made sure that paying for housing and communal services is convenient - using the Sberbank Online service.
What housing and communal services can be paid through Sberbank online
The list of services is large and includes fees for:
- electricity;
- water supply;
- heating;
- telephone;
- Internet;
- digital television;
- apartment;
- heat supply;
- garbage removal;
- intercom;
- security;
- parking;
- gardening partnerships.
If you do not find the organization you need in the list, you can pay for utilities using the “Organization Transfer” function, which is located in the “Transfers and Payments” tab.
Step-by-step instructions for the procedure for paying for housing and communal services through Sberbank Online
To pay for gas, water or other utilities, log into your personal account and go to the “Transfers and Payments” page.
- Recipient of the payment: name of the recipient →region of payment → INN and account number;
- Payee's bank: name → BIC → Correspondent account → debit from the account (your bank card number).
- Payment details: single number → debt → notice number → amount (it can be changed).
If you don't know where to look at the details, click on "Sample Receipt".
Be careful: The code you received via SMS is valid for no more than 5 minutes. If you confirm a payment using a one-time password from a check, you can transfer a payment not exceeding 3,000 rubles at a time (does not apply to transactions between your accounts). 
Upon completion of the operation, the final “Completed” window appears, indicating the successful completion of the operation. After this, you can save the payment as a template, repeat it, or print a receipt.
The size of the commission depends on the service provider and varies from 0% to 1% of the payment amount. In general, for any transfer Sberbank takes a commission of 1% from the sender of funds.
Payment for housing and communal services from a Sberbank deposit
Making payments for utilities at Sberbank online is only possible with a bank card. If the funds are on deposit, the required amount can be transferred to the card using the “Deposits and Accounts” page.
- Select the account from which funds should be debited to the card.
- Click on the "Operations" button.
- Find the item “Transfer between your accounts”
- Select “Deposit Account” (your bank card).
- Click "Translate".
We transfer payments for housing and communal services through a mobile application
By downloading the mobile application from Sberbank to your smartphone, you can pay bills online through Sberbank at any time and from anywhere. To do this you need:
- Complete regular registration.
- Find the category “Housing and communal services and home telephone”.
- Select the desired type of payment: electricity, gas or water supply.
- Find an organization that provides services.
- Click “Scan Barcode”.
- Find the barcode on the receipt and point the gadget screen at it.
- Select the card from which the payment will be made.
- Check all data.
- Confirm payment.
For convenience in full version create payment templates using the Sberbank online service. In the future, when paying bills, you will not have to scan the barcode every time.
Nowadays, when technology is so well developed, standing in long lines to pay for utilities is a pointless torment. It is much easier to make payments online. There is no need to wait in line, and payment can be made at any time, even at 5 am.
In order to transfer rent online, you need to know the following information:
- Personal account for all types of utility payments;
- Details of service providers (they are indicated on the receipts).
How to pay rent online?
The payment itself can be made in several ways:
- Through the State Services website;
- Using online banking;
- By QR code;
- Via mobile phone;
- Through electronic money.
Public services
Thanks to this multifunctional service, you can solve many issues, including paying for housing and communal services. Website - gosuslugi.ru.
To gain access to the site's functions, you must complete the registration procedure. After this, follow the instructions:
- In the upper right corner, click on the button leading to your personal account.
- By clicking on it, you will be taken to a menu with the following items:
- Services;
- Support;
- Payment;
- My health.
- By opening the first item, you will see the categories of services that you can pay for. Among them there is “Apartment, construction, land”.
- If you click on the above line, a list will open - select “Payment for housing and communal services” in it.
- Next, a page with instructions will appear. It describes in detail how to make payment.
- After reading it, click on the “Get service” button. A list of suppliers selected based on the city of your registration will be displayed.
- Having selected the desired company, you will be taken to a page where you need to enter payment information:
- personal account;
- instrument readings;
- amount of payment;
- date of reading.
- Decide on a payment method and enter your payment information.
Important: After checking the details, check the box “take into account meter readings” so that they are counted. When the payment is completed, you can print a payment receipt.
Online banking
This is perhaps the most popular way to pay for an apartment online. Almost every bank provides the opportunity to pay for housing and communal services in a personal account on its website.
Let's look at payment using the example of Sberbank Online. In order to pay rent, you need to do the following:
- Execute. If there is no registration, you need to complete it. To do this, click on the “Registration” button located under the window for entering login data:
- After clicking, a page will open where you will be asked to enter your card number. You will receive a password on your phone to confirm your registration in the system.
- Create a username and password to log into your personal account. Now you are registered and can pay for your apartment without queuing.
- After entering your password and login, you will receive a password via SMS to confirm your login. It must be entered into a special window.
- On the page that opens, select the “Payments and Transfers” tab. By default, organizations in the region in which you are registered are shown.
- By clicking on the tab, you go to the payment menu. Here you can pay for various types of services, including rent.
- You can select a service provider through the search bar located in the center of the page. To do this, enter the name, INN or current account of the desired company.
- Find the line with the desired organization and click on it. A menu for paying for the apartment will open.
- Here you select a card for debiting funds and enter your personal account number (it is in the payment receipt).
- A menu appears in which you need to enter meter readings and the payment amount. Please check your information carefully before clicking Continue.
- Next, you will receive an SMS with a password on your phone to confirm the operation. After entering it, the payment is processed and after a couple of seconds receives the “Completed” status.
- You can print a payment receipt by clicking on the “Print receipt” line located just below the “Payment amount” column.
Thanks to the Sberbank Online system, paying for an apartment via the Internet is easy and simple.
Important: “Thank you” bonuses are awarded for paying housing and communal services through your personal account. can be used to pay for other services.
Service "Rent"
In order to pay for housing and communal services without commission, you can use the “Rent” service. The Internet address is services.kvartplata.info.
You can pay without registering, but users with a personal account have access to a number of additional options:
- Entering meter readings;
- Monitoring the status of your personal account;
- Saving transaction history;
- Receive electronic receipts.
To pay your rent, follow a few simple steps:
- On the main page there is a window in which you can enter your personal account and payment period. You can also find the menu for payment through your personal account.
- After entering the data, click “Proceed to payment”.
- Select the appropriate method for transferring money:
- bank card: Visa, MasterCard, Maestro, Mir or Yandex.Money;
- non-cash payment (from a bank account);
- via SMS messages.
- Enter your details: personal account and payment period. Then click “Pay” following the system prompts.
The system does not charge a commission for rent for housing and communal services.
Advice: If you have problems with payment or the operation of your personal account, click on the “Need help?” line. All current user questions and answers to them are collected there.
Electronic money
Today there are dozens of electronic payment systems, and they all have approximately the same operating principle. Let's look at payment using Yandex.Money as an example.
To pay for an apartment using Yandex wallet, you need to perform several steps:
- Go to the website - money.yandex.ru.
- In the upper left corner, select “Payment for services.” There will be a large list of services that you can pay for. Find the item “Housing and public services” there.
- Here you can select a utility company from the list or find it by TIN by entering it in a special search bar.
- Then you should indicate your personal account number written on the receipt.
- After checking that the entered data is correct, click “Continue”.
- An SMS with a code will be sent to the phone number linked to your account to confirm the operation. Enter it on the site.
- After a couple of seconds, the payment receives the status “Successfully Completed”.
Payment is processed within 3 business days. The maximum amount for making a payment is RUB 14,999. There is no commission.
Advice: monitor the payment status. When it is completed, you will be able to print a payment receipt. To do this, go to the “My Transactions” section and select the required payment.
Mobile phone
You can also pay for apartment services via phone if a card is linked to the number. All you need to do is send a special SMS. Let's look at how this works using Sberbank as an example.
To use the service, it must be connected. You can find out about its status by logging into your personal account on the website of the servicing bank. The Mobile Bank service allows you to quickly track your bank card balance. In order to pay the rent, you will need a mobile phone with a number attached to the card and an individual payer code (it is on the receipt).
Let's look at payment using the example of EIRC for Sberbank's Mobile Bank:
- You need to write an SMS with the text “EIRC code”, where the code is the personal account number in the Unified Information and Settlement Center (available on the receipt), and send it to the bank number – 900.
- In the response message you will receive information about your utility bills, the amount due, commission and transaction code.
- To confirm the action, send an SMS with the operation code to number 900.
- In response, you receive a notification about payment for housing and communal services for the apartment.
In order not to send such SMS every time you receive a new receipt, you can activate the “Autopayment” service. Thanks to it, as soon as the receipt is generated, you will receive an SMS with an offer to pay for it.
How to make a payment using a QR code?
QR code- This is the representation of information in the form of code. A similar icon can be found on any receipt.
Important: in order to pay in this way, you must have a phone with Internet access and a camera, as well as download and install the bank application (for example, Sberbank Online). This can be done through official stores on the Internet. App Store or Google Play (depending on phone type).
Payment instructions:
- Turn on the Internet and log into the bank application (for example, Sberbank-Online).
- Find the “Payments” section and select from the list the services that need to be paid.
- Find the “Scan barcode” button and click on it.
- The mobile device will ask you to grant the application access to the camera. Allow it.
- Using the video camera window that appears on the screen, you need to zoom in and focus the image. A clear picture needs to be photographed.
- Check the details that appeared after the code snapshot. They will be filled in automatically based on the image.
- Confirm the payment, after a couple of seconds the payment will receive the “Completed” status.
This method allows you to quickly and without commission, without even entering receipt details, pay for utilities.
Let's sum it up
As you can see, paying for an apartment via the Internet is quite simple. To do this you need to have:
- device with Internet access: computer, phone or tablet;
- bank card or electronic money;
- payment details (they are on the receipt).
When making a payment, it is important that there is no commission. You can solve this problem in several ways:
- pay for housing and communal services through the State Services website;
- use Internet banking;
- pay using funds from an electronic wallet;
- send a special SMS to the number of the servicing bank (the Mobile Bank service must be activated);
- scan the QR code in the bank app.
All these technologies will allow you to significantly save time and nerves.
In order for citizens to avoid difficulties and conflicts with government agencies, they need to know how to pay utility bills on time and correctly. These include gas supply, electricity, water supply (cold and hot), sewerage and heating. In addition, utility services include procedures for garbage removal and cleaning of the local area.
The tariff for each service provided is set by the executive body, energy commissions and local administration, which in their decisions refer to the current acts of Russian legislation. On their basis, preventive measures are taken against defaulters.
Today, there are quite a lot of options and ways to pay utility bills correctly. These are both standard cash registers and banking systems, transfers via terminals or the Internet. Everyone can choose the most convenient way for themselves, so as not to adapt to the time, place and circumstances that depend on anyone. But no matter which option is chosen, you should definitely save receipts so that in the event of a conflict situation, you have confirmation of the conscientious fulfillment of obligations.
Payment via cash register
The most famous and familiar to many is the option of paying utility bills through a postal or bank office. To do this, citizens should go to the nearest post office or bank office with books for payment and hand them over to the employee in order of priority, along with the money. The branch employee will carry out all the necessary actions and issue receipts with dates, payment amounts and stamps.
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This option has long been proven and reliable, and no additional knowledge is required from the person. All you have to do is fill out the books, submit and pay. But, at the same time, given the presence modern technologies, it would be much more convenient to pay for utilities through the terminal. The disadvantage of postal and bank cash desks is that people waste their time going to the branch, standing in queues and slow service. As a result, the person’s mood is spoiled and at least an hour is lost.
When paying through a cash register, as well as through a terminal or the Internet, you should not forget about the small percentage that is deducted from the payment amount. It ranges from one to five percent, which must be warned about before payment.
ATMs
Citizens can independently pay for utilities through an ATM, but only those who have bank cards have this opportunity. The principle of operation is very simple:
- Go to any nearest ATM with a bank card;
- Insert the card into the ATM and enter your code;
- Go to the service payment menu;
- Select the desired recipient from the list;
- Dial the ten-digit payer number in the pop-up window;
- Indicate for what period the payment is made;
- After the amount of debt is displayed, press the payment button. After this, the funds will be withdrawn from the card inserted into the ATM and transferred to the service provider's account.
To do this, you can use not only the ATM of your banking institution, but also any other. True, the commission percentage may differ in this case.
The advantages of paying through an ATM are that it takes no more than five minutes and ATMs do not have operating hours, they are available around the clock. However, there are also disadvantages. For example, there are banks that do not provide such functions. In addition, there are unpleasant moments in the form of the same queues, however, much smaller than at the cash registers, and sometimes machine malfunctions occur and you have to look for a working one.
Payment terminals
You can correctly pay utility bills yourself and through a special terminal. The principle of its operation is the same as that of an ATM, but a bank card is not needed, and you can pay in cash. To do this, select the desired section from the menu and manually enter the amount that the payer wishes to deposit into the account. In some cases, the terminal also accepts bank cards.
The terminal is convenient because you can find it in almost any store, supermarket, shopping or entertainment center. Sometimes there is a terminal in a subway passage, and in some cities you can find it on the street. This allows you to make a payment without being distracted from other matters, quickly and efficiently. 
any convenient time, seven days a week.
The terminal only accepts banknotes when paying in cash. Please note that the terminal does not issue change. That is, if one payment amount is indicated, and a banknote is deposited with a higher denomination, most likely, the allotted change will go to waste. This is definitely a small drawback. In addition, the terminal usually charges a slightly higher commission than at the cash register, about which a corresponding message will be displayed before the money is deposited.
Internet banking and blitz payment
Almost all major banking institutions provide their clients with the opportunity to pay for necessary utilities through their official website on the Internet. To do this, you will need to register in the system yourself or with the help of a bank employee so that everything is correct. After registration, citizens have the opportunity to manage their accounts 
without leaving home, while on the road, at work, on vacation in another region or even outside the country.
By logging into your personal account on the bank’s website, you select the appropriate menu and categories, enter the details of the service provider and your data such as personal account, address, last name and initials. After the first payment made, the information is saved, and in the future you will not need to enter the same again. It will be enough to enter the amount and confirm the transfer.
Blitz payments can also be activated directly at the bank or independently through your personal account. This feature will allow you to automatically make payments every month. The specified amount will be transferred to the service provider’s account on a certain date from a bank card.
Internet systems
In addition to the fact that there is a cash register, a terminal, an ATM, and Internet banking, the Internet also provides many other opportunities to pay utility bills correctly, on time and quickly. For example, an equally reliable option is to pay on the website directly to the provider of a particular service. This can also be done through your personal account after registering on the site. There you can also see the amount of debt, find out about changes in tariffs, etc. The disadvantage of this option is that to pay for each service you need to register on all websites, that is, on the website of the supplier of gas, water, electricity, heat, etc. And you will also have to pay by going to each site.
There are other possibilities on the Internet, universal payment systems and electronic wallets with such functions. True, in such systems the commission is usually higher or the same as that of the terminal.
In any case, when making payments yourself, you must be extremely careful when entering any information. One wrong number and the payment will be misdirected.
If you pay for electricity or water through bank websites or online e-wallets on the Internet, then you will be charged an additional commission for each payment. This option does not suit everyone, because every month you lose a fairly large amount. That is why the question of how to pay for housing and communal services without commission is so relevant in order to save your money as much as possible. In this article you will find instructions on how to pay utility bills via the Internet without commission.
As mentioned above, using banks and e-wallets to pay for utilities is not very convenient, since an additional percentage will be charged when paying. For example, Sberbank charges a commission that is equal to 1%. That is, if you pay rent in the amount of 5,000 rubles, then you will be charged an additional 50 rubles. However, other banks may have higher fees.
There are other ways to pay for utilities profitably:
- You can transfer funds for utilities through the State Services website, where you must first register.
- No additional commission is charged if you make payment through the official website of the company that provides you with services.
As you can see, there are not many options. If you are not bothered by the 1% commission, then it is better, of course, to make the transfer through the bank’s website. There you can activate automatic payment and, in general, not have to pay for utilities manually.
To activate the “Autopayment” service, you must also go to your personal account, and then select the “My Autopayments” section. Next, you need to click on the “Connect auto payment” button. Now you need to enter all the necessary data - select the organization where the payment is made, select the frequency of payment and enter the amount. You can use this service completely free of charge. You will be charged a standard commission.
Important! For the service to work properly, you need to ensure that there is always money on the card. If there are insufficient funds in your account, you will not be able to make a payment.
The transfer can also be made through a bank ATM. In the menu, you will need to select “Payment of utilities”, and then find the company you need. The amount will be debited from the card. And you will also be given a check.
This method is a little more complicated than the previous one, since you first need to go through a rather long registration procedure. However, you need to register in advance, since if you request a confirmation code by mail, it may take about two weeks. After registration is completed, you will be able to pay fines, taxes, utilities and much more through the portal. In addition, through the State Services website you can issue internal and foreign passports.
Utility payments through this portal are made as follows:
It should be noted that not all companies are currently on the site. This is especially true for small settlements. If you live in St. Petersburg or Moscow, then you will not have any problems. If you did not find your company on the site, then you should choose another method of paying for utilities.
If you plan to pay rent through the State Services website in the future, then you should create a template. This will save you time because you won't have to re-enter all the data next time.
This portal also has its own official application for phones. You can install the application on your smartphone and make payments at any time convenient for you.
Every large company that supplies, for example, electricity, has its own website. On some of these sites you can pay for utilities. Most often, you also need to go through the registration procedure in your personal account in order to be able to carry out payment transactions.
Give detailed and step by step instructions This is not possible, since all sites have a different interface and you will have to figure this out on your own. A bank card from any bank is usually used for payment. In some cases, a transfer from a Yandex or WebMoney wallet is possible. But not everyone has this opportunity to pay for services through the company’s website. Only very large companies provide personal accounts to their clients.